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Find your payback period & net gain in seconds
Education Return on Investment
See your true payback period and net financial gain from your degree.
Total Education Cost
Tuition, living & all fees
₹15.0L
Current Salary
Annual income before degree
₹6.0L
Expected Salary After
Estimated annual post-graduation
₹12.0L
Course Duration
Years of study (lost wages period)
2 yrs
Project Gains Over
Timeframe for net gain calculation
Your Education ROI
+11%
Over 5 years · Positive return
Payback
4.5 yrs
5Y Net Gain
+₹3.0L
₹6.0L
per year increase
₹27.0L
incl. ₹12.0L lost wages
4.5 yrs
to recover full investment
₹3.0L
after recovering investment
Cumulative Net Gain Over Time
Investment vs Earnings Breakdown
Moderate return — consider ways to boost post-grad salary
Your salary increase of ₹6L/yr covers your ₹27.0L investment in 4.5 yrs.